ACA Open Enrollment: Key Dates You Need to Know

The Importance of Health Coverage

Health coverage is more than just a safety net—it's a critical part of ensuring your family's well-being and financial security. Every year, the ACA Open Enrollment period presents an essential opportunity to obtain or update your health coverage.

Navigating Insurance: Simplified by Key Dates

We understand that the world of insurance can often feel overwhelming. However, by keeping track of a few key dates, you can simplify the process significantly. Preparing ahead ensures you're not caught off-guard and helps you secure the coverage you need.

Important ACA Open Enrollment Dates

• November 1, 2025: Start of enrollment, renewal, or plan changes for 2026.
• December 15, 2025: Deadline for coverage starting January 1, 2026.
• January 15, 2026: Last day of open enrollment. Coverage for plans chosen now begins February 1, 2026.
• Post-January 15: Plan changes are possible only with a Special Enrollment Period due to major life events such as marriage or loss of coverage.

Evaluate and Compare Your Coverage

If you already have a plan, now is a perfect time to review your existing coverage. Compare options carefully, considering your potential medical needs and budget for the upcoming year. Preparing early is key to avoiding any coverage gaps that could leave you vulnerable.

Peace of Mind Through Informed Choices

Taking the time to make informed decisions now can provide peace of mind throughout the year. If you feel stuck or need personalized assistance, don’t hesitate to reach out for help. We're here to guide you through the process and ensure you find a plan that suits your needs.